DSCR Loans for Real Estate Investors

Close Faster. Scale Your Portfolio. No Income Verification Required.

DSCR, Fix & Flip, Construction, and Rental Investor Loans.

What is a DSCR Loan?

A DSCR loan (Debt Service Coverage Ratio loan) allows real estate investors to qualify based on rental income rather than personal income. This makes it easier to scale rental portfolios without traditional underwriting restrictions.

Loan Program Highlights

Flexible investor-focused financing for every stage of your real estate strategy.

DSCR Loans

Qualify based on rental income — no tax returns or W2s required.

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Fix & Flip Loans

Short-term financing for purchase, rehab, and resale of investment properties.

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Ground-Up Construction Loans

Financing for new construction projects from foundation to finish.

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Rental Portfolio Loans

Scale your portfolio with blanket financing across multiple rental properties.

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How DSCR Loans Work

DSCR loans are designed for real estate investors who want to qualify based on property cash flow rather than personal income.

01

Property Income Review

We review the property's rental income to determine eligibility.

02

DSCR Calculation

We compare rental income to the loan payment to determine coverage.

03

Investor-Focused Underwriting

Approval is based on property performance, credit, and experience.

04

Fast Closing Process

Once approved, loans can close quickly with streamlined documentation.

Why Investors Choose CapitalBridge Group

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Investor-Focused Lending

Built exclusively for real estate investors — not owner-occupants.

Fast Prequalification

Get prequalified terms in as little as 24 hours.

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Rental Property Experience

Deep expertise in single-family, multi-family, and short-term rentals.

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Multiple Lending Programs

Access DSCR, bridge, construction, and portfolio loan options.

States We Lend

CapitalBridge Group provides DSCR investor loans across 25+ major real estate investor markets nationwide.

TexasFloridaGeorgiaNorth CarolinaTennesseeArizonaOhioPennsylvaniaCaliforniaMaryland+ more

Ready to Fund Your Next Investment?

Get prequalified in minutes — no income verification, no obligation, no impact to your credit.

Disclaimer: CapitalBridge Group is not a bank. Loan programs, rates, terms, and availability are subject to lender approval, borrower qualifications, property eligibility, and applicable state and federal regulations. This website is for informational purposes only and does not constitute a commitment to lend.